Put an End to Creditor Harassment
Illinois Bankruptcy Attorneys ◊ 630-405-5027
If you are past due on your debts, you know that creditors can be relentless. They call your home constantly, send threatening letters, report you to the credit agencies and, if they don't get what they want, they may seek a wage garnishment or even take you to court.
Unfortunately, the creditors are not likely to stop any time soon. Creditors typically continue on their path of harassment and intimidation until they get what they want or until they are forced to stop.
The best way to protect your rights and put an end to constant collection calls and harassment is to retain a knowledgeable bankruptcy lawyer. A lawyer can advise you of your rights and help you make an informed decision about the steps you can take to end creditor harassment.
We Can Help
At Illini Legal Services, formerly known as The Law Offices of C. David Ward, we protect the rights of people who are being harassed by creditors. Our founding partner, attorney C. David Ward, has been handling bankruptcy and debt relief matters since 1975. Attorney Joseph D. Lovelace with 13 years experience joined the firm in 2010 to meet the expanding need of people seeking debt relief due to financially troubled times.
If you are being harassed by creditors, we encourage you to schedule a free consultation with an attorney at our firm to learn more about bankruptcy. At your consultation, we will provide the information you need to make an informed decision about bankruptcy. We will discuss the difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy, and which option is best for you.
The Automatic Stay
At your consultation, we can discuss the automatic stay and other important aspects of the bankruptcy process. When you file for bankruptcy, an automatic stay is placed on further collection activity by most creditors, including credit card companies, medical bill collectors and other collectors of consumer debt. Only child support obliges and other limited types of collectors may continue to contact you for collection of your debts.
As a result, you are freed from the constant stress and worry of collection calls, collection letters, threats of a home foreclosure, threats of wage garnishment and other forms of creditor harassment that have been the source of considerable stain. The automatic stay gives us time to help you formulate a financial plan of attack to preserve your financial freedom.
Contact Us
To learn more about stopping creditor harassment, putting an end to wage garnishments, and saying goodbye to credit card debt and other common debt problems, contact Illini Legal Services. We have law offices in Aurora, Oswego, West Chicago and Geneva.
Illini Legal Services is engaged in the private practice of law and is not a public legal aid agency. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
