Protect Your Car
Illinois Bankruptcy Attorneys ◊ 630-405-5027
Your car is one of your most important possessions. It is essential to your ability to travel to and from work. It enables you to take your kids to school, meet with friends, purchase your groceries and enjoy daily life in numerous ways.
If you are struggling with debt and are behind on your payment, do not lose your vehicle to repossession. Contact an experienced bankruptcy attorney; contact Illini Legal Services, formerly known as, The Offices of C. David Ward. We have been helping clients with debt problems since 1975. To learn more about bankruptcy and how we can help, call 630-405-5027.
Chapter 7 and Chapter 13 bankruptcy
You may be able to stop auto repossession with a Chapter 7 or Chapter 13 bankruptcy, certain assets may be liquidated. However, other assets, including automobiles, may be saved through exemptions. In addition to exemptions, you may reaffirm your debt to your vehicle in a Chapter 7 bankruptcy and still discharge credit card debts, medical bills and other forms of consumer debt.
In a Chapter 13 bankruptcy, we can submit a debt repayment plan to the United States Trustee's Office. This allows you additional time to get current on your payments and protects your vehicle. You may be able to pay just a portion of your debts and still keep your car. The Chapter 13 operates like a debt consolidation plan.
Contact an Illinois Bankruptcy Lawyer
To learn more about bankruptcy and your rights, contact Illini Legal Services, formerly known as The Law Offices of C. David Ward, today. We have law offices in Aurora, Oswego, West Chicago . Call 630-405-5027.
Illini Legal Services is engaged in the private practice of law and is not a public legal aid agency. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.