Bankruptcy Attorneys - Aurora, Illinois
Over 30 Years of Bankruptcy Law Experience ◊ 630-618-2906
If you are struggling with debts you no longer can afford to pay, bankruptcy may be the answer for you. The type of bankruptcy that is right for you depends on your particular circumstances.
At Illini Legal Services, formerly The Law Offices of C. David Ward, we handle all bankruptcy filings, so we are able to provide the type of bankruptcy services you need. One of the types of bankruptcy we handle is Chapter 7 bankruptcy.
Discharge Your Debts through a Chapter 7 Bankruptcy
A Chapter 7 bankruptcy is a debt liquidation bankruptcy in which most forms of debt are completely eliminated. A Chapter 7 bankruptcy can discharge credit card debts, medical bills and other unsecured debts. Only a limited number of debts, such as child support and school loans, may not be discharged. By using exemptions that are allowed by law, you will be able to keep your property in most instances.
Through a Chapter 7 bankruptcy, you may be able to:
- Eliminate or reduce your debts
- Stop creditor harassment
- Stop a wage garnishment
To be eligible for Chapter 7 relief, you must meet an economic means test. At your free consultation, we will discuss your eligibility for Chapter 7 bankruptcy. Most of the people who contact our firm are pleased to discover that they are eligible for Chapter 7 relief.
If you are not eligible for Chapter 7 bankruptcy, a Chapter 13 bankruptcy may provide the relief you need. Chapter 13 bankruptcy is a debt repayment plan that is approved and ordered by a Bankruptcy Court. Chapter 13 is frequently used to help people avoid a home foreclosure.
More than 30 Years of Bankruptcy Law Experience
People who retain our law firm can be confident that their case will be handled with the highest degree of competence and care. Attorney Brian J. Russell has recently joined Illini Legal Services and brings over ten years of experience in helping people resolve their legal needs.
Contact Us
If you want to learn more about bankruptcy, contact our law office to schedule a free consultation with an experienced bankruptcy lawyer.
Illini Legal Services is engaged in the private practice of law and is not a public legal aid agency. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
